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Rural Banker Concerns Reflected in Latest Rural Mainstreet Index (RMI)

The June 2025 Rural Mainstreet Index issued by Creighton University reflects rural banker concerns as a result of decreases in both farm equipment sales and regional ag exports.
While Creighton University’s overall Rural Mainstreet Index (RMI) rose to its highest level since July 2023, at the same time, the survey showed that for the 13th time in the past 14 months, farmland prices sank below growth neutral.
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Rural Mainstreet Index Reflects Weak Rural Economy

The Rural Mainstreet Index (RMI), which covers 10 regional states across 200 rural communities, reports that in April, the overall index fell below growth neutral 50.0 for the 19th time in the past 20 months.
For the 19th time in the past 20 months, the overall Rural Mainstreet Index (RMI) sank below the 50.0 growth reading in April, according to the recently-released monthly survey of bank CEOs in rural areas of a 10-state region dependent on agriculture and/or energy.
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Rural Bankers Convey Pessimism on Economy in Rural Mainstreet Index

The latest Creighton University Rural Mainstreet Index (RMI) is signaling continued pessimism about the economy from rural bankers, nearly two-thirds of whom expect 2025 farm income to decline.
Creighton University's Rural Mainstreet Index (RMI) is signaling continued pessimism about the economy from rural bankers, nearly two-thirds of whom expect 2025 farm income to decline.
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Rural Mainstreet Index Climbs Higher in March

The Creighton University Rural Mainstreet Index (RMI) climbed in March from February's healthy reading and remained above growth neutral for the 16th straight month, according to the monthly survey of bank CEOs in rural areas of an average population of 1,300.


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